Tag: Creditor
Know your Options: 4 Alternatives to Filing for Personal Bankruptcy
If you are experiencing financial problems and feel that declaring bankruptcy is your only option, know that there are other options. There are many ways to deal with credit problems and these 4 alternatives are options to consider for your own situation. In most cases, these techniques can help you to greatly improve your financial […]
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Statutory Demand – A Guide
A statutory demand can be defined as a document which is a written request from a creditor to a company for payment of debt owed to them. Companies which receive such a document are given 18 days in which they have to negotiate a settlement with the creditor or approach a court to dismiss such […]
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Who is a Credit Repair Specialist?
A credit repair specialist is an independent or employed person in an organization, to help individuals improve credit scores. They are licensed to work as liaisons between credit bureaus and clients. Irresponsible, careless spending individuals, or people who have being victims of identity theft, need a credit specialist, to increase credit score. Some credit […]
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What You Need to Know About Claiming Bankruptcy
Financial debt and the stress of dealing with persistent creditors can lead to an agonizing home life. As you begin to consider bankruptcy as a valid—or an only—option, you should arm yourself with as much knowledge about bankruptcy as you can. While a good mortgage lawyer has the knowledge to explain every aspect of bankruptcy […]
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Home Foreclosures—Process Banks Take When Foreclosing On A Home
Losing your home is a scary thing, and since 2008 foreclosures have become more common. While they are now slowing down, some people are still struggling to stay afloat while the job markets pick back up. Knowing how a foreclosure works and when it starts will help you know how to plan and try to […]
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Smartly Dealing with Debts Demanding Higher Interest Rates
Having a big debt to repay is problematic but having to pay a higher interest rate on it is even more problematic. This is because it can certainly drain away your hard-earned money rapidly. Furthermore, what happens is that a significant part of your money goes towards the monthly interest charged on the balance, which […]
