Tag: Credit union
How Safe Is Your Credit Union? | Will NCUA Insurance Protect Your Money
If you are a credit union member, you may wonder how safe your money is in a financial or natural disaster. Unlike banks, which are insured by the Federal Deposit Insurance Corporation (FDIC), credit unions are insured by the National Credit Union Administration (NCUA). This federal agency regulates and supervises credit unions. The NCUA operates […]
Share this:
Tips for Qualifying for a Loan as a First Time Home Buyer
Purchasing your first home is both exciting and nerve-wracking. Along with all of the fun of having a place to truly call your own, you are also going to be dealing with a mountain of paperwork and legalities to maneuver. This includes securing that important mortgage. Here are four proven tips to help you to […]
Share this:
4 Distinct Advantages Credit Unions Have Over Banks
When most people think of financial institutions, banks are likely to come to mind first. However, banks are not the only option when it comes to saving money or taking out loans for a new home or a new car. Credit unions are another option, and in many instances, they can offer advantages when compared […]
Share this:
Pros and Cons of Banks and Credit Unions When You’re Ready to Open a New Account
Most people assume their only option when they need to open a new financial account is to go to a bank. But there you have other options and other choices to make besides which banks you should consider. For example, you may want to consider a credit union instead, depending on your circumstances. The following […]
Share this:
How to Always Stay on Top of Your Credit Card and Loan Payments
Those who understand the value of good credit will know that it matters in more ways than one. For instance, it will help in providing good insurance, better phone plans, jobs, and even in many other areas as well. Remember that fantastic credit helps in more ways than one. As such, it is essential to […]
Share this:
What You Should Expect from Your Bank
You don’t need to go to a local bank to get great service and benefits, although a credit union is a great fit for many people. Sometime in the past few years, people began to work for banks instead of the other way around. I was reminded of this recently when a company mistakenly deposited […]
