Tag: Credit history
Decoding Credit Cards
Credit cards are most helpful when large transactions are to be carried out. When a transaction is made using a credit card, the bank first makes the payment on behalf of the cardholder and then collects payment at the end of the month. This is helpful for individuals who do not carry cash while making […]
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Learn How to Clear Errors On Your Credit Report
Are you having problems with a low credit score? One thing that can lower a credit score is not having a lengthy credit report or having high credit usage. As an example, a person who only has 1 or 2 years of credit history might not have a high score merely since there aren’t sufficient […]
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Considering a Home Loan? Keep an Eye on the Do’s and Don’ts
Searching for that perfect home can be a fun and exciting experience, but getting a home loan to fund it is a whole new ball game. Choosing the correct house loan is just as important as finding the right home. A home loan can help you get adequate funds to finance your house, but you […]
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Is There More to Life than Debt?
Debt: one word can instantly strike anxiety or stress into someone’s life. But there can be and there is more to life than debt. Your finances will not miraculously change overnight, unless you win the lottery of course, but changing your financial habits is something you can implement right away. If you’re not sure where […]
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Applying For Your First Mortgage
In 2008 and 2009, to get your first (or second, or third) mortgage you simply had to show up in a lender’s office. Such irresponsible lending led to foreclosure for many homeowners and left others owing more on their home than it was worth. Though the market has improved since, it is now essential that […]
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Money Really Matters – Some Tips for College Graduates to Spend it Wisely
Did you recently complete your graduation? Are you about to start your first job? Well, if yes, then it is extremely important that you gather proper knowledge on financial matters. Most college graduates aren’t aware as to how they should deal with their money and as such, swipe credit cards in the same way they […]
