Budget
Retirement Planning on a Budget
Everyone has heard the battle cry of the personal financial experts: “Start saving for retirement sooner rather than later!” Those who start saving at 25 have double the money when they retire than those who start saving at 45!” And while this is certainly simple math, the problem is that, for many folks living on […]
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3 Steps to Overcome Financial Obstacles That Lead to Successful Budgeting
It is not how much income you earn, but how good you are when it comes to budgeting your money. A lot of people encounter financial difficulties not because they earn a little, but because they spend more than what they can afford. If you think or feel that you are stuck into neck-deep debt […]
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Bring Your Finances Up to Par with These 5 Budgeting Tricks
Creating financial success all starts with setting up a budget. Most people have the idea that budgeting means restricting themselves, but this doesn’t have to be the case. You can still enjoy the same quality of life with the smallest of adjustments. There are many budgeting tricks you can use to save money for investments, […]
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Nine Steps That Build Your Debt Repayment Snowballs
Just like you roll snowflakes together into a circle to form a winter snowball, roll your debts. Start by paying off the debt with the highest interest rate, and continue to repay the minimum amounts on all your other debts. After the first debt is repaid, apply the money you were using to repay that […]
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Saving and Spending: A Balancing Act
We often dream of getting rich. It’s a common dream, and really, there’s no harm in dreaming. So let’s imagine a scenario wherein this dream does come true. You’ve recently come into money, perhaps by way of inheritance via a deceased relative or access to a mini trust fund given by your grandparents. Although it’s […]
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Five Ways To Prepare Financially For An Addition To The Family
Having a baby is a wonderful experience you will cherish for the rest of your life. You will have someone to carry on the traditions and values of your family as well as someone to share your worldview with. Of course, babies also carry a financial burden. How do you prepare for that? Create A […]
