Budget

How To Budget With Irregular Income
Budgeting personal finances is one of the most important elements to establishing and maintaining independence. Financial security involves knowing income and expenses and distributing the money accordingly. In addition to monthly expenses, people want to allot money for savings and build an emergency fund. A regular income will go a long way to making this […]

How to Get the Most Out of Your Budget
A budget can be a great way to keep your family’s finances on track, but it’s not always easy to stick to one. You may go shopping and find an item that you want, but didn’t plan for. The refrigerator may stop working. Your child may bring home a school expense you weren’t expecting, such […]

Birthdays on a Budget
While it can be hard to put together birthday parties, from juggling invites, activities, and food, through to making sure that you aren’t spending too much money, it is possible to at least make the expense of a party a bit lower. There are many ways in which you can bring down party costs and […]

Caring for a Family Member When Money is Tight
Caring for an elderly parent or family member is something that is becoming more and more common. There is something special about caring for the person that raised you and reciprocating the care they gave you. However, this can also be a very stressful situation and that stress is amplified with financial concerns. Caring for […]

Economic Crisis Increases The Awareness Of A Budget
With the financial and economic situation that the United States has been experiencing and is currently in many people are realizing how important it is to have a budget and stick to that budget. People have realized that they have borrowed entirely too much in recent years and their spending has also increased. In fact […]

Choosing Between Saving and Spending
Most of us were taught about the importance of saving money, but it gets harder each day, what with the rise in cost of living and a not so forgiving economy. However, despite all that working against you, the importance of saving cannot be underrated as it is the only way a person can reduce […]