Budget
Five Unforeseeable Expenses that Make an Emergency Fund Necessary
The term “emergency fund” sounds kind of scary, but don’t misconstrue it to be some kind of personal disaster relief plan. Complete disasters are why you have home and health insurance. The “emergency” part of the emergency fund can simply be said to mean “unforeseeable expenses”, or things that you didn’t anticipate having to pay for in a […]
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5 Ways to Reduce Monthly Bills
Myriad of obligations and desires pulls all your attention when you receive the paycheck. And among them one thing that needs to the most attention, is your monthly bills. You will find that once the bills are paid and necessary purchases are out of the way, very little remains for your savings. Often this is the […]
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Top 10 Christmas Gift Ideas for Teachers
If you have school-aged children, then you have some very important people to thank come Christmas time. The bus driver gets your children safely to and from school each day, regardless of the weather and other irritations. And, your child’s teacher is tasked with helping them learn to grow intellectually while at the same time […]
