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Why You Should Have Started an Emergency Fund Yesterday, and How to Start One Today
No matter how prepared you are, no one is immune from emergencies and surprises. Many people think that they cannot afford to keep an emergency savings fund because they are on a tight budget, however, what they really can’t afford is an expensive emergency. No matter your circumstances, an emergency savings fund is imperative to […]

Bankrupt! The Dangers of Debt
It is unfortunately rather easy to accumulate debt over the course of life. In fact, many consumers begin accruing credit card debt and student loans in their college years, and they may also take on a car loan. After college graduation, it is common to take on a home mortgage and to accrue additional debt […]

How to Avoid Credit Card Debt and Keep a Good Credit Score
Regardless of how we try to avoid using credit cards and stay out of debt, we still find there are times when we absolutely need to use credit cards. While they can be helpful and improve your credit score, they can also quickly become damaging if not used properly. Here are some tips on how […]

7 Ways to Earn Extra Money When Unemployed
In the tough times of a recovering economic recession, any opportunity to make some extra money is one to be quickly taken. If you are facing the unfortunate lifestyle and struggles of unemployment, rest assured that, although it may not make you a full income, there a few resources to look into for generating some […]

Why It’s Generally More Advantageous to Borrow From Lenders than Banks
Businesspeople and individuals often find it more advantageous to apply for loans from lenders than banks – why? There are a number of commonly cited reasons for this trend, one that’s become quite pronounced since the financial crisis several years ago – a crisis that many businesses and individuals are yet to fully recover from […]