Do you remember when you had optimistic ideas about what you wanted to do with your life? How you maybe wanted to be a rock star, or an actor, or an entrepreneur? It was all clear back then and you knew what you had to do to be happy.
But then life got in the way. It probably started when you met the love of your life. A good thing by all accounts, but then most likely you will have started dedicating less of your time to chasing your dreams and your passions and more of your time to building your relationship.
Then as said relationship progressed you might have decided to move in with that partner, and to afford that you probably started working a job as a ‘stop gap’ that didn’t necessarily ‘gel’ with your greater ambitions. But it was okay, it was only for a while…
Only then your expenses increased – you moved to a bigger place, you decided to get married, you wanted to buy a house, have children… before you knew it there were a million things to pay for and you had responsibilities. You needed that paltry income that you worked 10 hours a day for – there was no way you could chase dreams of being the next Jackie Chan now…
Or is there?
Having Your Cake and Eating It
It seems that most of us reach a cross roads in our life where we are forced to choose between focussing on ourselves and our dreams, or building a family and a life with our partner. But what most people don’t realise is that they can actually have it both ways. In fact whenever you come to an impasse like this, the correct answer is normally: do both.
This might sound optimistic or naïve, but actually the reality is that there are many ways to chase your dream while you live your life even when you have no disposable income. Read on for a few examples…
Look for Work
Firstly, if you aren’t fully happy with the job you’re currently doing then you should change it. Now many people will say ‘I can’t just give up my job, I have a family to feed!’ – But of course that doesn’t make sense. You don’t need to give up your day job now, just start looking for other work in the evenings. Easy!
Have a Side Project
Another option is to create a side project in your spare time. If you’re like most people, then no doubt you probably spend a few hours each evening watching TV which is fine – but that time could just as easily be spent working on other projects that you enjoy which could eventually generate income of their own.
For instance, let’s say you’ve always wanted to be a comedic actor. Well then there’s nothing stopping you from making a YouTube channel where you post funny shorts and then promoting this channel and yourself in the process.
If that channel starts earning money then great, but if it doesn’t you will still be able to say that you ‘are’ a comedic actor. It’s very easy to become whatever you want to be you see, it’s only becoming a success that is somewhat hard…
If your project really does require cash to get things moving, then there are plenty of ways you can get funding to do this. That might mean getting a grant for instance, which is easier than you think for new businesses. Alternatively, it could mean getting funding from Kickstarter or a crowdfunding site (which is essentially the same as getting pre-orders), taking out a business loan, or using bootstrapping to raise the funds you need.
There are many ways you can still be working towards your goals then, even if you are currently broke and stressed. In fact if you aren’t trying to achieve your goals right now then you’re probably just procrastinating and making excuses because you’re scared. It’s time to stop blaming your finances and your family and to start making things happen for yourself!
The author of this post is Jenny Wadlow, a professional freelance blogger. She writes articles for Bentham IMF, a commercial litigation company. Jenny also provides effective solutions to handle financial stress and related issues through her blog posts.